Deposits
Money Market Account
| Balance up to | APY |
| $500 - $24,999.99 | 1.00% |
| $25,000 - $49,999.99 | 1.00% |
| $50,000 - $99,999.99 | 1.00% |
| $100,000 - $249,999.99 | 1.10% |
| $250,000 + | 1.30% |
| View All Rates & Details | |
Are you a person who prefers an account that draws interest, writes very few checks and looks for ways to avoid monthly service fees? A Shelter Bank money market account may be just the thing for you! Our unique business operation allows us to offer some amazing rates and you'll have quick and easy access to your money when you need it!
- FDIC insured up to $250,000 per depositor
- Immediate access by check, wire transfer, or electronic transfer
- Free checks
- Earn interest on balances of $500 or more
- Interest is compounded daily and paid monthly
- $500 minimum opening deposit required
- Up to six withdrawals allowed per month
- Click here for product brochure
Certificates of Deposit
| Account | APY |
| 6 Months | 0.70% |
| 12 Months | 1.10% |
| 18 Months | 1.20% |
| 24 Months | 1.30% |
| 30 Months | 1.40% |
| 36 Months | 1.55% |
| 48 Months | 2.05% |
| 60 Months | 2.55% |
| 72 Months | 2.90% |
| 84 Months | 3.25% |
| View All Rates & Details | |
In today's economy, it can be difficult to decide where to invest your hard-earned savings. A certificate of deposit can offer you the safety of FDIC insurance and the stability of a fixed interest rate. Shelter Bank offers CDs with terms ranging from 6 to 84 months at competitive rates to meet your special needs.
Contact a Shelter Agent today about a Shelter Bank CD or use our on-line account application. It's a safe, private way to invest your money with someone you already know and trust.
- FDIC insured up to $250,000 per depositor
- Rate is fixed for the term of the certificate
- Interest is compounded daily
- Interest may be paid, if you wish, as often as monthly
- $1000 minimum opening deposit required
- Terms of 6 to 84 months
- No fees
- Statements are mailed annually at year-end
- May take partial withdrawals
- Early withdrawal of any principal will be subject to penalty
- Click here for product brochure







